Buying with euro cash

Walk-in crypto offices in Kosovo, and how to use one safely

Thirteen exCoins offices in 11 towns and five run by CoinPrime, the only operator licensed by Kosovo’s central bank. Where they are, which ID you need, why cash stops at €1,000 and what should be on the wall before you count out your notes.

Verified on 20 October 2026 18 offices verifiedLicences per CBK list of 15 Oct 2026
Office, ATM or online: what you get …
EUR
You get about
—
  • BTCBitcoinBTC
  • ETHEthereumETH
  • USDTTetherUSDT
  • USDCUSD CoinUSDC
  • SOLSolanaSOL
  • XRPXRPXRP
  • LTCLitecoinLTC
—
Compared by buying route
Online platformbank transfer · ≈0.25%—
exCoins office≈2% commission · cash up to €1,000—
Platform, card paymentcard fee ≈2.99%—
Bitcoin ATM≈4.8% markup · cash up to €1,000—
Compare with buying online

Indicative maths at the market rate with typical fees; the provider shows the final price before you confirm.

Verified on · CryptoKosovo editorial team

Kosovo has 18 walk-in crypto offices confirmed by the operators themselves: 13 run by exCoins and 5 by CoinPrime. At any of them you can hand over euro cash and receive Bitcoin, Ethereum or other coins straight into your own wallet, with no bank account and no online platform involved. The commission at exCoins, according to the converter on its website, is about 2%. But only one of the two operators, CoinPrime, appears on the Central Bank of the Republic of Kosovo (CBK) licence list, and above €1,000 the rules change completely.

What a crypto exchange office is, and how it works

In Albanian these are called këmbimore kripto, and they look much like an ordinary currency exchange booth: a counter, a member of staff and a rate board. The difference is that instead of Swiss francs or dollars, you walk out with crypto. You hand over euros and your wallet address; the staff member processes the transaction and the coins land on your phone once the network confirms it. Many first-time buyers prefer this because they can ask a real person questions.

Kosovo’s Law No. 08/L-295 on Crypto-Assets treats physical offices as exchange platforms that need a CBK licence. A currency exchange licence doesn’t cover crypto: the two appear as separate categories on the CBK list. A licensed operator must run an anti-money-laundering programme (), keep client money separate from its own, and have a complaints procedure.

Coins differ by operator. exCoins offices list BTC, ETH, USDT, XRP, TRX and LTC. CoinPrime’s offices handle BTC, ETH and LTC, while its app also offers the USDT (on the and BSC networks) and USDC (on Solana). If you’re buying USDT, confirm the network before you hand over an address; more in our guide to buying USDT in Kosovo.

Every crypto office in Kosovo, by city

The list below includes only the offices each operator lists on its own website as of 20 October 2026. exCoins offices open Monday to Saturday, with the Tophanë branch in Pristina staying open until 19:30. CoinPrime offices open Monday to Saturday, 10:00–18:00. exCoins’ head office is at Ali Kelmendi 72 in Pristina.

exCoins Ulpianë

Not on CBK list
Rr. Zija Shemsiu 25, Prishtinë
Office · exCoins Mon–Sat 09:00–18:00 +383 48 800 464
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Tophanë

Not on CBK list
Rr. Vushtria, Prishtinë
Office · exCoins Mon–Sat 09:00–19:30 +383 48 899 388
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Gjilan

Not on CBK list
Rr. Abdullah Tahiri, Gjilan
Office · exCoins Mon–Sat 09:00–18:00 +383 48 899 833
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Mitrovicë

Not on CBK list
Rr. Shemsi Ahmeti, Mitrovicë (jug)
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 844
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Ferizaj

Not on CBK list
Rr. Sali Çeku, Ferizaj
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 855
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Ferizaj Qendër

Not on CBK list
Rr. Vëllezërit Gërvalla, Ferizaj
Office · exCoins Mon–Sat 09:00–18:00 +383 48 899 770
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Kamenicë

Not on CBK list
Rr. Syle Zarbinca, Kamenicë
Office · exCoins Mon–Sat 09:00–17:00 +383 48 480 448
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Podujevë

Not on CBK list
Rr. Zahir Pajaziti, Podujevë
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 788
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Prizren

Not on CBK list
Rr. De Rada, Prizren
Office · exCoins Mon–Sat 09:00–18:00 +383 48 899 113
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Lipjan

Not on CBK list
Rr. Lidhja e Prizrenit, Lipjan
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 288
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Fushë Kosovë

Not on CBK list
Rr. Hysen Xhakolli, Fushë Kosovë
Office · exCoins Mon–Sat 09:00–17:00 +383 48 480 110
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Pejë

Not on CBK list
Rr. Bill Clinton, Pejë
Office · exCoins Mon–Sat 09:00–18:00 +383 48 480 113
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Gjakovë

Not on CBK list
Rr. Skënderbeu, Gjakovë
Office · exCoins Mon–Fri 09:00–17:00, Sat 09:00–16:00 +383 48 480 114
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

CoinPrime Prishtina

CBK licence
Rruga B, 10000 Prishtinë
Office · CoinPrime Mon–Sat 10:00–18:00
BTCETHLTC
Buy and sell (BTC, ETH, LTC)

CoinPrime Ferizaj (selia)

CBK licence
Rr. Vëllezërit Gërvalla, 70000 Ferizaj
Office · CoinPrime Mon–Sat 10:00–18:00 +383 43 800 928
BTCETHLTC
Buy and sell (BTC, ETH, LTC)

CoinPrime Gjilan

CBK licence
Rr. Adem Jashari, 60000 Gjilan
Office · CoinPrime Mon–Sat 10:00–18:00
BTCETHLTC
Buy and sell (BTC, ETH, LTC)

CoinPrime Prizren

CBK licence
Rr. Tirana, Prizren
Office · CoinPrime Mon–Sat 10:00–18:00
BTCETHLTC
Buy and sell (BTC, ETH, LTC)

CoinPrime Fushë Kosovë

CBK licence
Rr. Nënë Tereza, 12000 Fushë Kosovë
Office · CoinPrime Mon–Sat 10:00–18:00
BTCETHLTC
Buy and sell (BTC, ETH, LTC)
Crypto offices and ATMs by town (20 Oct 2026)
TownexCoinsCoinPrimeATMs in town
Pristina2 (Ulpianë, Tophanë)1 (Rruga B)3
Ferizaj21 (head office)2
Gjilan111
Prizren1 (De Rada)1 (Rr. Tirana)1
Peja1—1
Gjakova1——
Mitrovica (south)1——
Fushë Kosovë, Podujevë, Lipjan, Kamenicë1 in each1 (Fushë Kosovë)—

We found no office in North Mitrovica; the nearest is the southern branch on Shemsi Ahmeti street. Gjakova has no ATM, but its exCoins office on Skënderbeu street also opens on Saturdays until 16:00. Local detail, alternatives and the nearest ATMs are on each city page and on our crypto map of Kosovo.

Crypto offices
1813 exCoins + 5 CoinPrime
exCoins commission
≈2%per its website converter
Cash cap
€1,000per 24h, CBK regulation
Licensed operators
1CoinPrime, list of 15 Oct 2026

Who is licensed, and how to check it yourself

The deadline to apply for a CBK licence passed on 1 March 2026. Since then, exchanging crypto for euros without a licence is a violation. On the CBK’s list of licensed financial institutions dated 15 October 2026, the crypto-asset service operator category contains a single name: CoinPrime SH.P.K., registered on Vëllezërit Gërvalla street in Ferizaj and licensed in July 2026. exCoins, the largest network with 13 offices, does not appear on the CBK list of 15 October 2026. We don’t know whether an application is pending; the CBK has 60 working days to decide on one.

Checking takes two minutes:

  1. Open the CBK website

    Go to the licensed financial institutions page on bqk-kos.org.

  2. Open the latest list

    It is published as a dated PDF. Find the crypto-asset service operators category.

  3. Match the legal name

    The name on the list should match the name on your receipt and on the office’s fee board, not just the logo in the window.

If the name isn’t there, that doesn’t automatically mean the office is dishonest. It means the CBK doesn’t supervise it and, if something goes wrong, you don’t have the complaints procedure the regulation guarantees. The full legal picture is in our guide to whether crypto is legal in Kosovo.

What to bring to a crypto office

Bring

  • Your ID card or passport: at CoinPrime for any amount, everywhere from €1,000
  • Your phone with the wallet open and a receive address ready
  • Euro cash: since 1 February 2024 the euro is the only currency accepted for cash payments in Kosovo
  • Your phone number, for an SMS check or code

Leave at home

  • Your seed phrase: nobody at the counter needs it
  • More than €1,000 in cash for a licensed operator
  • Dinars or francs: cash payments are euro only
  • A “friend” who found you a seller on Telegram

If you don’t have a wallet yet, set it up at home rather than at the counter, and write the seed phrase on paper. If someone at the counter offers to help you create one, that’s only fine if you alone see and write down the words. Our guide: crypto wallets in Kosovo.

A fan of euro banknotes
Cash works up to €1,000 per 24 hours. Above that, licensed operators require payment through a bank account.

The €1,000 cash rule, explained

The CBK regulation on crypto-asset operators, in force since 29 November 2025, sets two thresholds. First, ID is mandatory for any transaction of €1,000 or more, and linked transactions on the same day are added together. Second, amounts above €1,000, or several linked transactions within 24 hours that exceed it, cannot be paid in cash, only through a payment account.

In practice you can’t buy €800 in the morning at one branch and another €800 in the evening at a second branch of the same operator. CoinPrime applies this as a €1,000-per-24-hours cap counted across its ATMs and offices combined; above that you switch to a bank transfer, at a 1% commission. On top of this, according to a Ministry of Finance decision reported in the Kosovo press, cash payments over €2,000 between a business and an individual have been banned in general since 1 June 2026.

For larger sums you have two routes: a bank transfer to an online platform, which usually costs far less than an office commission, or an desk for purchases above €10,000, covered in our guide to OTC crypto in Kosovo.

Summer inspections and the shops you’ll see on social media

In July 2026, Kosovo’s market inspectorate (IQMT), together with the Tax Administration (ATK), began checking crypto and exchange businesses. According to the Ministry of Industry, Entrepreneurship and Trade, six businesses were closed and six fined on the first day alone; two more were closed on 10 July. More than 268 businesses registered with the Kosovo Business Registration Agency (ARBK) were on the list for inspection.

Search for a crypto exchange in Kosovo on Google or Facebook and you will also find other names, such as Capital Exchange in Ferizaj, Bitcoin Exchange in Prizren and in Gjilan, CNS in Prizren, Global Exchange in Mitrovica, Crypto Tresor, Winex in Ferizaj, or pages simply called “Crypto Exchange”. None of them appears on the CBK list of 15 October 2026. We have no other verified information about them, which is why they aren’t in the list above. If you decide to visit one, run the CBK check yourself first.

At the counter: what to check before you hand over cash

The price and fee board. The CBK regulation requires operators to publish prices and fees in the office, on ATMs and on their website. If there’s no board, ask why. Ask for the total: exactly how many euros you pay and how much crypto you get after commission. The gap between the office’s buy and sell rates, the , is part of your cost even when nobody calls it a fee.

Your wallet address. Show the QR code from your own phone and check that the address on the staff member’s screen matches yours. Don’t agree to write the address on paper for someone to enter later.

The network. For USDT, state the network clearly (TRC-20, BSC or another) and make sure your wallet supports it.

The receipt. Ask for one with the company’s legal name, the date, the euro amount, the quantity and the rate. You’ll need it for any complaint and for tax when you sell.

The place. The deal happens in the office, not in a café or a car. On 17 April 2026 in Ferizaj, three would-be USDT buyers lost €12,000 at exactly that kind of meetup. Cases and warning signs: crypto scams in Kosovo.

A desk with trading charts on a tablet and banknotes
Before counting out notes, ask for the total: what you pay and what you get after commission.

Office, ATM or online platform?

An office makes sense when you want to pay cash and talk to someone. At about 2% commission it is cheaper than the Bitcoin ATMs (about 4.8%), but it keeps business hours. Online, by bank transfer, the cost is lower still, but you need an account, verification and 1–3 working days for SWIFT, since Kosovo isn’t in SEPA yet. For USDT paid via Paysera or Wise, P2P trading is another option. The complete online walkthrough is in how to buy Bitcoin in Kosovo, and our detailed reviews cover both local operators: exCoins and CoinPrime.

Frequently asked questions

Where can I buy crypto with cash in Kosovo?

At 18 walk-in crypto offices: 13 run by exCoins across 11 towns and 5 run by CoinPrime in Pristina, Ferizaj, Gjilan, Prizren and Fushë Kosovë. The full list with addresses and hours is above. At licensed operators you can pay up to €1,000 in cash per 24 hours.

Do I need ID to buy crypto at an exchange office?

At CoinPrime, yes, for any amount. Under the CBK regulation, ID is mandatory for any transaction of €1,000 or more at every operator. Bring your ID card or passport regardless; without it you may be turned away.

What commission do Kosovo crypto offices charge?

The converter on the exCoins website shows a 2% commission. CoinPrime doesn’t publish its office fee online, apart from 1% for purchases paid by bank transfer. The CBK requires prices and fees to be displayed in the office, so ask for the total before you pay.

How do I check whether a crypto office is licensed?

Open the list of licensed financial institutions on the CBK website and look for the company’s legal name under crypto-asset service operators. The list dated 15 October 2026 contains only CoinPrime SH.P.K. of Ferizaj.

Can I pay more than €1,000 in cash?

Not at a licensed operator. Amounts above €1,000, or linked transactions within 24 hours that exceed it, must go through a bank account. For larger amounts see buying crypto by bank transfer or OTC for large trades.

Can I sell crypto at these offices?

Yes, both exCoins and CoinPrime offices buy crypto from customers too. Rules, costs and alternatives for selling are covered separately in selling crypto for cash in Kosovo.

Sources and verification

  1. CBK — licensed financial institutions — accessed 20 Oct 2026
  2. CBK — list of financial institutions (15 Oct 2026, PDF, Albanian)
  3. CBK — Regulation on licensing crypto-asset service operators (PDF)
  4. CBK — crypto-asset regulations
  5. MINTI — inspections of crypto businesses — July 2026
  6. exCoins — offices, hours and converter
  7. CoinPrime Kosovo — offices and limits
  8. KosovaPress — CoinPrime becomes first licensed crypto company — 9 Jul 2026, in Albanian
  9. KoSSev — USDT fraud in Ferizaj and Kaçanik