Independent review · local operator

exCoins in Kosovo: the network, the costs and the CBK list

exCoins runs Kosovo’s largest physical crypto network: 13 offices and 5 ATMs. Its website converter shows a 2% commission, and its ATMs charge about 4.8%. It does not appear on the Central Bank’s list of licensed crypto operators of 15 October 2026.

Verified on 20 October 2026 Sources: excoins.me, CBK, Coin ATM RadarChecked against official sources
Office, ATM or online: what you get …
EUR
You get about
—
  • BTCBitcoinBTC
  • ETHEthereumETH
  • USDTTetherUSDT
  • USDCUSD CoinUSDC
  • SOLSolanaSOL
  • XRPXRPXRP
  • LTCLitecoinLTC
—
Compared by buying route
Online platform≈0.25% trading fee—
exCoins office2% commission · cash up to €1,000—
exCoins ATM≈4.8% before fixed fee · up to €1,000—
Try buying online

Indicative maths at the market rate with typical fees; the provider shows the final price before you confirm.

Verified on · CryptoKosovo editorial team

If you have spent time in Prishtina, Ferizaj or Peja, you have probably seen the exCoins name on a shopfront or on an ATM at a HIB Petrol station. This review collects what can be verified publicly about the operator as of 20 October 2026: where its points are, what they cost, what its website says and leaves out, and where it stands on the Central Bank’s list. We do not go beyond those facts.

Offices
13in 11 towns, Mon–Sat
ATMs
5General Bytes, 24/7
Converter commission
2%excoins.me
CBK licence list
Not listedas of 15 Oct 2026

What exCoins is and what it offers

exCoins calls itself “Your Local Crypto Exchange”: a walk-in network. Its main office is at Ali Kelmendi 72 in Prishtina. At its offices you can buy and sell crypto for euros; at its ATMs you can buy with cash and, at some machines, sell.

The excoins.me website mentions “10+” coins. The ones we saw listed are BTC, ETH, USDT, XRP, TRX and LTC. The site is in English only, which is a practical point for an operator whose customers are mostly local: the terms, the FAQ and the converter are not available in Albanian. We found no information on the site about a licence, identity rules () or transaction limits.

Sponsored articles in online media describe exCoins with claims such as “over 11 years of experience” and “the lowest fees”. We have not verified those claims and do not treat them as facts. Below, we compare only the figures anyone can check.

The 13 offices: where they are and when they open

exCoins has two offices in Prishtina (Ulpianë and Tophanë), two in Ferizaj, and one each in Gjilan, South Mitrovica, Kamenica, Podujevo, Prizren, Lipjan, Fushë Kosovë, Peja and Gjakova. Most open Monday to Saturday, from 09:00 to 17:00 or 18:00. The Tophanë office stays open until 19:30, while Gjakova closes earlier on Saturdays, at 16:00. None open on Sunday.

In Peja, Gjakova, Mitrovica, Podujevo, Lipjan and Kamenica, CoinPrime, the only licensed operator, has no office. If you live there, the practical choice is not between two offices but between a local office and another route, such as buying online or travelling to Prishtina or Ferizaj. Town-by-town details are on our crypto map of Kosovo.

exCoins Ulpianë

Not on CBK list
Rr. Zija Shemsiu 25, Prishtinë
Office · exCoins Mon–Sat 09:00–18:00 +383 48 800 464
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Tophanë

Not on CBK list
Rr. Vushtria, Prishtinë
Office · exCoins Mon–Sat 09:00–19:30 +383 48 899 388
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Gjilan

Not on CBK list
Rr. Abdullah Tahiri, Gjilan
Office · exCoins Mon–Sat 09:00–18:00 +383 48 899 833
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Mitrovicë

Not on CBK list
Rr. Shemsi Ahmeti, Mitrovicë (jug)
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 844
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Ferizaj

Not on CBK list
Rr. Sali Çeku, Ferizaj
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 855
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Ferizaj Qendër

Not on CBK list
Rr. Vëllezërit Gërvalla, Ferizaj
Office · exCoins Mon–Sat 09:00–18:00 +383 48 899 770
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Kamenicë

Not on CBK list
Rr. Syle Zarbinca, Kamenicë
Office · exCoins Mon–Sat 09:00–17:00 +383 48 480 448
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Podujevë

Not on CBK list
Rr. Zahir Pajaziti, Podujevë
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 788
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Prizren

Not on CBK list
Rr. De Rada, Prizren
Office · exCoins Mon–Sat 09:00–18:00 +383 48 899 113
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Lipjan

Not on CBK list
Rr. Lidhja e Prizrenit, Lipjan
Office · exCoins Mon–Sat 09:00–17:00 +383 48 899 288
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Fushë Kosovë

Not on CBK list
Rr. Hysen Xhakolli, Fushë Kosovë
Office · exCoins Mon–Sat 09:00–17:00 +383 48 480 110
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Pejë

Not on CBK list
Rr. Bill Clinton, Pejë
Office · exCoins Mon–Sat 09:00–18:00 +383 48 480 113
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

exCoins Gjakovë

Not on CBK list
Rr. Skënderbeu, Gjakovë
Office · exCoins Mon–Fri 09:00–17:00, Sat 09:00–16:00 +383 48 480 114
BTCETHUSDTXRPTRXLTC
Buy and sell (BTC, ETH, USDT, XRP, TRX, LTC)

The 5 ATMs, mostly at HIB Petrol stations

exCoins runs five ATMs made by General Bytes. One is at Maxi 24 on Rruga B in Prishtina; the other four are at HIB Petrol stations: Kalabria near the Prishtina bus station, Bibaj on the Ferizaj–Gjilan road, the Prizren–Suhareka road in Prizren, and Zahir Pajaziti street in Peja. The HIB Petrol tie-up was announced in February 2024 in a sponsored article; Coin ATM Radar lists the Prizren machine as installed on 24 February 2024.

That announcement also mentioned ATMs in Gjakova and Gjilan. We could not confirm either as of 20 October 2026, so we don’t list them. If you are in Gjakova, the nearest verified ATMs are in Prizren and Peja.

The ATMs sell BTC, ETH, LTC and USDT. According to Coin ATM Radar’s listing for the Maxi 24 machine, you can sell BTC and LTC there. At the Peja machine, selling is unconfirmed. The FAQ on the exCoins website says you can use the ATMs without an account with the operator.

Maxi 24

Not on CBK list
Rruga B, Prishtinë
ATM · exCoins 24/7
BTCETHLTCUSDT
Buy and sell (BTC, LTC) · Coin ATM Radar: about 4.8% buy / 5.2% sell + fixed fee.

HIB Petrol Kalabri

Not on CBK list
Afër stacionit të autobusëve, Prishtinë
ATM · exCoins 24/7
BTCETHLTCUSDT
Buy and sell (BTC, LTC)

HIB Petrol 4 (Bibaj)

Not on CBK list
Magjistralja Ferizaj–Gjilan, Bibaj
ATM · exCoins 24/7
BTCETHLTCUSDT
Buy and sell (BTC, LTC)

HIB Petrol 2

Not on CBK list
Rr. Ukë Bytyqi (rruga Prizren–Therandë)
ATM · exCoins 24/7
BTCETHLTCUSDT
Buy and sell (BTC, ETH, LTC, USDT) · Installed 24 Feb 2024 (Coin ATM Radar).

HIB Petrol

Not on CBK list
Rr. Zahir Pajaziti, Pejë
ATM · exCoins 24/7
BTCETHLTCUSDT
Buy only (selling unconfirmed)

Fees and limits, with examples

At an exchange office or ATM, the cost rarely shows up as a separate “fee”. It usually sits inside the rate as a . For exCoins, two sources give checkable figures: the converter on the operator’s website and the Coin ATM Radar listing.

exCoins costs from public sources (20 Oct 2026)
WhereCostOn €200Source
Office (website converter)2%≈ €4excoins.me
ATM, buying≈4.8% + fixed fee≈ €9.60 + fixedCoin ATM Radar
ATM, selling≈5.2% + fixed fee≈ €10.40 + fixedCoin ATM Radar
Online platform, for comparison≈0.1–0.25%≈ €0.20–0.50Platform fee tables

The fixed ATM fee is not published in the sources we saw; it appears on screen before you confirm. For ATM limits, the Coin ATM Radar listing gives three tiers: no verification up to €500, SMS verification from €500 to €1,000, and full KYC above €1,000. exCoins does not publish these limits on its own site, so treat them as a guide.

On these numbers, buying €200 of Bitcoin at an office costs about €4 in commission, and about €9.60 plus the fixed fee at an ATM. On an online platform funded by transfer, the trading cost would be under €1, but you would need to add your bank’s transfer fee or a card fee. The full comparison of routes is in crypto exchange offices in Kosovo and Bitcoin ATMs in Kosovo.

A fan of euro banknotes
CBK rule: at licensed operators, amounts over €1,000 are paid through a bank account, not in cash.

Licence status: what we know and what we don’t

Law No. 08/L-295 on Crypto-Assets and the regulation of the Central Bank of the Republic of Kosovo (CBK) on licensing crypto-asset service operators require a licence for anyone exchanging crypto for euros in Kosovo, ATMs included. The regulation took effect on 29 November 2025, and the application deadline was 1 March 2026. According to the CBK’s notice, carrying on this activity without a licence after that deadline is a violation.

On the CBK’s lists of licensed financial institutions dated 9 July and 15 October 2026, the only crypto-asset service operator is CoinPrime SH.P.K., based in Ferizaj. exCoins is not on these lists. Whether exCoins has applied for a licence, or has an application under review, is unconfirmed; the regulation gives the CBK up to 60 working days to decide on a complete application. When the list changes, we will update this page.

If exCoins has documented information that changes this picture, such as a licensing decision, its representatives can write to us through our contact page, and we will update the page once we have verified it. The full legal framework is covered in is crypto legal in Kosovo.

The facts in one place

What it offers

  • 13 offices in 11 towns, including Gjakova, South Mitrovica and Podujevo
  • 5 ATMs open 24/7, four of them at HIB Petrol stations
  • 2% commission on the website converter
  • Buying and selling at offices for BTC, ETH, USDT, XRP, TRX, LTC
  • ATMs without an account; no verification up to €500 per Coin ATM Radar
  • Tophanë office open until 19:30

What to know

  • Not on the CBK licence list of 15 Oct 2026
  • No licence, KYC rules or limits published on the website
  • Website in English only
  • ATMs: ≈4.8% to buy / 5.2% to sell, plus a fixed fee
  • Announced Gjakova and Gjilan ATMs: unconfirmed
  • “11+ years” and “lowest fees”: claims from sponsored articles, unverified

When an exchange office fits, and the alternatives

A walk-in office makes sense when you want to pay cash, talk to someone in person, and the amount is under €1,000. The exCoins network reaches towns where CoinPrime has no office, such as Peja, Gjakova, South Mitrovica, Podujevo, Lipjan and Kamenica. It also offers XRP and TRX, which we did not see at CoinPrime’s ATMs or offices.

If dealing with an operator on the CBK list matters to you, today that means CoinPrime, with five offices and three ATMs across Prishtina, Ferizaj, Gjilan, Prizren and Fushë Kosovë; see our CoinPrime review. For larger amounts, or if you don’t need cash, an online platform usually costs less; how to buy Bitcoin in Kosovo takes you through it step by step. If you want to sell, the routes to euros are compared in how to cash out crypto in Kosovo.

Whatever you choose, one rule always holds: never send coins to an address you have not checked twice, and never meet unknown “sellers” with large amounts of cash. Real local cases are in crypto scams in Kosovo.

Frequently asked questions

Is exCoins licensed by the Central Bank of Kosovo?

exCoins does not appear on the CBK’s list of licensed financial institutions dated 15 October 2026, where the only crypto-asset service operator is CoinPrime SH.P.K. Whether exCoins has applied for a licence, or has an application pending, is unconfirmed. The CBK updates the list, so check it yourself before you transact. More in Kosovo’s crypto law and licences.

What does exCoins charge?

The converter on the exCoins website shows a 2% commission. For its ATMs, Coin ATM Radar lists about 4.8% to buy and 5.2% to sell, plus a fixed fee. You should see the final price before you pay; ask for it if you don’t.

Can I use an exCoins ATM without an account?

According to the FAQ on the exCoins website, yes. Coin ATM Radar’s listing gives three tiers: no verification up to €500, SMS verification from €500 to €1,000, and full KYC above €1,000.

Where are the exCoins ATMs?

Five ATMs are verified: Maxi 24 on Rruga B and HIB Petrol Kalabri near the bus station in Prishtina, HIB Petrol 4 in Bibaj (Ferizaj), HIB Petrol 2 in Prizren and HIB Petrol in Peja. ATMs announced earlier for Gjakova and Gjilan are not confirmed. Every crypto ATM in the country is listed in Bitcoin ATMs in Kosovo.

Which coins does exCoins sell?

The website says “10+” coins; the ones we saw listed are BTC, ETH, USDT, XRP, TRX and LTC. The ATMs sell BTC, ETH, LTC and USDT; selling at the Maxi 24 ATM works for BTC and LTC.

How do I check whether a crypto exchange office is licensed?

Open the list of licensed financial institutions on the CBK website (bqk-kos.org) and look for the crypto-asset service operator category. You can also ask the operator for the number and date of its licence decision. Our guide to crypto exchange offices walks through it.

Sources and verification

  1. exCoins — official website (offices, ATMs, converter, FAQ) — checked 20 Oct 2026
  2. CBK — List of licensed financial institutions (15.10.2026, PDF, Albanian)
  3. CBK — List of licensed financial institutions (09.07.2026, PDF, English)
  4. CBK — Notice on the licensing deadline (1 March 2026)
  5. CBK — Regulation on licensing crypto-asset service operators (PDF)
  6. CBK — Law No. 08/L-295 on Crypto-Assets (PDF, English)
  7. Coin ATM Radar — ATM listings for Kosovo — ATM #65718 (Maxi 24)